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Are you concerned about using all of your assets as collateral for financing?
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Do you prefer the security of a fixed term and rate (to make budgeting and cash flow predictable)?
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Do you want a flexible payment schedule that can be customized to your specific needs (i.e. skip payments, seasonal payments)?
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Do you have large cash reserves in the event that you suddenly have to pay off your loan?
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Would you like to keep bank lines open to take advantage of opportunities or quickly cover off challenges?
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